ICHRAs Are Smart. ful.CashPay Makes Them Work Better

Reimbursement is helpful.
Access is better.

ICHRAs give employees money to shop for coverage.
But many employees still feel stuck.

Plans are confusing.
Premiums are high.
Care is hard to access.

That’s the gap ful.CashPay was built to solve.

What Happens Without Support

Employees using ICHRAs often face:

• Hard-to-compare plan options
• Out-of-pocket surprises
• Delayed care
• No help after enrollment
• Money alone doesn’t fix that.

What ful.CashPay Adds

ful.CashPay is not insurance (by design).
It works alongside your ICHRA.

It gives employees real tools to manage care — whether they enroll or not.

Employees get:

• Unlimited, 24/7 virtual doctor access
• Transparent pricing before care
• Prescription savings tools
• Help navigating ACA options
• Support if they remain uninsured

Why Employers Use This Together

This isn’t about selling plans.
It’s about reducing friction.

When employees understand their options:

• They make better decisions
• They use care earlier
• They miss fewer shifts
• They stay longer

The Real Value

ICHRA handles reimbursement.
ful.CashPay handles reality.

Together, they give employees:

• Confidence
• Access
• Support

That’s what a modern benefit looks like.

Thinking About ICHRAs? Let’s Make Them Work Better.

Most employers don’t need more information.
They need clarity.

If you’ve already moved to ICHRA — or you’re in the process — this is a simple way to see how ful.CashPay fits without pressure or commitment.

If you’ve transitioned — or are transitioning — to an ICHRA model, we can help.

ful.CashPay supports the workforce traditional plans miss.

Talk with us about adding ful.CashPay to your ICHRA strategy

Request a Quick Walkthrough

See how ful.CashPay works alongside your ICHRA strategy in minutes.
No pressure. No obligation.
Just a clear, practical overview for your workforce.