By: Dr. Bernie Saks President and CEO at ful. Ever wonder why people don’t trust health insurance companies?  It’s because the moment insurance companies receive their first premium payment, oftentimes, those premiums are used against the consumers. Too often, those payments, are used to cushion insurance companies’ profits. We’ve all encountered someone close to us […]

Keep reading—you may be surprised to learn that the answer is right under your nose.   It shouldn’t be a major shock to anyone—industry stakeholder or otherwise—that the U.S. healthcare system no longer works the way it was originally designed. With costs continuing to skyrocket, waste at an all-time high (estimated between $760 billon and […]

By: Dr. Bernie Saks, President & CEO at ful.   Whether moving into a new home, starting a new job, or changing health insurance coverage, transitions—even those made for the better—can be difficult. And oftentimes the perception of the new home, new job, or new insurance is based more upon the transition itself than the […]

Employers nationwide—especially small and mid-sized groups—are facing tough budgetary decisions resulting from the increasingly burdensome costs associated with providing employee health coverage, many of which are forced to choose between offering benefits, maintaining/growing their workforce, and staying within budget. According to professional services firm Aon, the average employer cost for providing healthcare benefits will rise […]