Don't Buy Your Health Insurance. Own It.


Large businesses have saved BIG with self-funded healthcare since 1974. Now, small businesses get the same benefits with ZERO risk.

ful. is here to change that.

It's time to think outside the benefits box!

Combining a pre-funded HSA with a level-funded plan, ful. is an all-encompassing solution built on an innovative new operating system that EMPOWERS and REWARDS members for becoming savvy healthcare consumers and taking charge of their own health and financial well-being, while simultaneously lowering health plan costs and putting an end to year-over-year premium increases.

When you own your own health plan, you provide quality care and receive real value for your members, plus you receive up to 100% of unspent premium back at the end of the year. 

How much can you save with ful.? Request your personalized quote to find out!
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