Meet ALICE

(Asset Limited, Income Constrained, Employed)

The reality is, more than 2 in 5 U.S. households fall below the ALICE threshold. That means that these workers, even though they’re employed, are not earning enough to cover basic necessities like housing, food, and healthcare. This significant portion of the workforce faces daily financial challenges that can affect their productivity, loyalty, and, most importantly, their health and well-being.

ful.CashPay combats these challenges directly by finally providing a way for part-time and uninsured employees to access affordable care.

 

So, who is ALICE?

ALICE represents a total of 42% of households that not only do not have access to affordable care, but are working tirelessly, often in multiple jobs, to make ends meet.

  • 13% of households earning below the Federal Poverty Level. 1
  • 29% of households earning above the poverty level but still struggling to afford essential living costs. 1

They are our retail workers, food delivery drivers, fast food workers, waiters, cashiers, office workers, and other essential workers. They are integral to the smooth operation of various industries, but are consistently overlooked when it comes to employee benefits.

Hard work should be rewarded with fair compensation, right? Sadly, in today’s world, that’s a broken promise.

 

ful.CashPay offers a vital lifeline to your part-time workforce.

ful.CashPay is a groundbreaking healthcare solution specially tailored for part-time employees, gig workers, and association members. This innovative platform enables employers and organizations to not only provide basic healthcare services to their part-time staff, but also extended care options including mental health services, pediatrics, women’s health, men’s health, dermatology, and so much more.

 

What this Means for Part-Time Employees: 

With ful.CashPay, affordable care isn’t just a promise—it’s a reality.

  • Immediate Access to Physician-Led Care: CashPay provides 24/7/365 free, unlimited virtual care with immediate connection to licensed physicians, ensuring timely medical advice and treatment.
  • Effortless Navigation of Healthcare Options: Users can easily explore and select the best healthcare solutions at the best prices to fit their needs, all within a user-friendly app.
  • Maximized Savings: Through ful.’s Smart Shopping Tool, cash discounts at local pharmacies, strategic partnerships with hospital and government savings programs, ful.CashPay helps users reduce healthcare costs without compromising on quality.
  • Actionable Cash Pricing: Offers transparent and upfront pricing for medical services and prescriptions, eliminating any surprise billing when patients choose to see a local provider.
  • Educational Resources: Enhances users’ healthcare literacy by engaging them with gamified quizzes and curated content, empowering them to become savvy healthcare consumers and make well-informed decisions directly within the app.

 

What This Means for Employers

Adopting ful.CashPay can significantly enhance your business operations and offer real relief to your part-time employees.

  • Attract and Retain Talent: Offering critical benefits helps reduce turnover and attract committed workers, essential in industries reliant on part-time staff.
  • Boost Productivity: Healthier employees are more engaged and less likely to take sick days, enhancing operational efficiency.
  • Enhance Your Brand: Demonstrating a commitment to your employees’ welfare can improve your company’s image and make you a more attractive employer.
  • Supporting Those Who Need it Most: By providing ful.CashPay, you give crucial healthcare benefits to your part-time staff and their families, directly improving their well-being and stability, and offering them peace of mind.

With ful.CashPay, you are able to align your business goals with the well-being of your employees, creating a healthier, stronger working environment.

 

Ready to Step Up and Make a Real Change?

Learn more about ful.CashPay and get started today.

1United for ALICE. “National Overview.” Accessed October 15, 2024. https://www.unitedforalice.org/national-overview.