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Near-Term Wins and Long-Term Success – How to Break the Turnover Cycle in Your Restaurant

By Jane Kuhl, HR Consultant & Industry Columnist Turnover has always been one of the biggest challenges facing restaurant operators. Quick-service restaurants average 130% annual turnover, and full-service restaurants aren’t far behind at nearly 100%. Every lost employee costs more than just the shifts they would have worked—it drains profitability,…

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Medicaid Cuts Could Hit Small Businesses Hard—Here’s One Way to Stay Ahead

Small business owners across the country are bracing for the ripple effects of the $1 trillion cut to Medicaid. According to a recent survey by Small Business for America’s Future, more than half (52%) of small business owners say those cuts would create added pressure for them to offer healthcare…

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ICHRAs Are Smart. Adding Ful.CashPay Makes Them Smarter.

Give your team more than a reimbursement—give them real healthcare solutions. Individual Coverage Health Reimbursement Arrangements (ICHRAs) have transformed how employers offer healthcare. They give flexibility, choice, and cost control. But for many employees—especially those shopping for coverage on the ACA exchange—the journey from “reimbursement” to real healthcare access can…

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Four Industries Where Part-Time Workforce Outnumbers Full-Time—and Why Turnover is Catastrophic

In many industries today, part-time workers are not just a supplementary labor force; they are the backbone of operations. However, the high turnover rates in industries with large part-time workforces have significant consequences, affecting recruitment costs, operational efficiency, and service quality. Below, we highlight four key industries where the part-time…

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Overcharged, Overdiagnosed, and Overwhelmed? Quizzify Teaches Patients to Take Control of Healthcare Spending

Ful.Health and Quizzify give patients the tools to ask smarter questions, make better choices, and save money. (Dubuque, IA – November 19, 2024) – One reason healthcare costs are surging is that each dollar of consumer expense is typically a dollar of provider revenues. And like every other seller in…

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Supporting Part-Time Employees Just Got Easier: A Non-Insurance Benefit You Can Implement Anytime

Ful.Health’s ful.CashPay addresses a critical gap, helping HR leaders offer affordable healthcare solution to uninsured, part-time employees (Dubuque, IA – November 14, 2024) – As Open Enrollment for 2025 unfolds, HR leaders are taking a closer look at the critical gaps in healthcare coverage for millions of part-time and gig…

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Meet ALICE

(Asset Limited, Income Constrained, Employed) The reality is, more than 2 in 5 U.S. households fall below the ALICE threshold. That means that these workers, even though they’re employed, are not earning enough to cover basic necessities like housing, food, and healthcare. This significant portion of the workforce faces daily…

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ful. CashPay Welcomes BeneStream to Its Healthcare Ecosystem, Providing Medicaid, Medicare, CHIP, and ACA Assistance to Essential Workers

BeneStream simplifies the complexities of public healthcare programs for users, adding even more expert help for the uninsured. ful. CashPay is excited to announce the addition of BeneStream to the expanding ful. Health ecosystem, a significant step toward fulfilling ful. CashPay’s mission of providing accessible and actionable healthcare solutions to…

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Bringing the Simplicity of Grocery Shopping to Healthcare for Part-Time Employees and the Uninsured

When you walk through a grocery store, every item’s price is clearly labeled. This allows for easy comparisons between different brands of cereal, grabbing the best-priced bag of apples, and checking out with full confidence in the price you will pay. ful.CashPay aims to bring this same level of clarity…

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ful. CashPay: Revolutionizing Healthcare Access for Employers with Uninsured Team Members

ful. Health’s new app harnesses innovation, data, and technology to deliver affordable, easy-to-use healthcare solutions for part-time workers. [Dubuque, IA, September 18, 2024] – ful. Health is excited to announce the launch of ful. CashPay, a groundbreaking healthcare solution specifically designed for part-time employees, gig workers, association members, and the…

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Ful.Health LLC

1755 Overview Court Dubuque, Iowa 52003

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563.581.0316