Frequently Asked Questions
Members of a health plan might consider using cash pricing for medical services in several scenarios. Here are some key situations where cash pricing could be advantageous:
High-Deductible Health Plans (HDHPs)
Uninsured or Under-insured Services
Cost Comparisons and Savings
No Surprise Bills
Quicker Access to Providers
Confidentiality and Simplified Transactions
Out-of-Network Providers
Discount and Deals
Urgent Situations and more!
By integrating ful.Health, TPAs can differentiate their offerings with advanced educational tools, transparent pricing, and a comprehensive rewards system. This positions TPAs as innovative leaders in the market, capable of providing unique solutions that drive savings and enhance client satisfaction.
ful.Health supports TPAs by providing members with education on healthcare consumerism through a curated curriculum. This education helps members make savvier healthcare spending decisions, which in turn drives down unnecessary costs and improves overall utilization of healthcare resources.
With CirrusMD, TPAs can offer members 24/7/365 access to physician-first virtual care, resolving a high percentage of cases on the first call. This integration allows members to receive timely care and navigate through their plan’s cost containment strategies effectively, enhancing member satisfaction and retention.
ful.Health assists TPAs by providing transparency in coverage and pricing for services. Our robust reporting capabilities ensure that TPAs stay compliant and informed, making it easier to manage and adjust health plans according to regulatory changes.
Yes, our unique partnership with providers like CirrusMD allows TPAs to offer top-tier virtual care solutions to groups of any size without an implementation fee and at a low per-employee-per-month rate, making it accessible and scalable.
Yes, when choosing an out-of-network provider, cash pricing can sometimes be more affordable than the out-of-network rates negotiated by insurance companies.
In partnership with Quizzify, ful. provides monthly healthcare, lifestyle, and HSA learning geared toward savvy healthcare savings and spending. Members also receive care cost estimates through ful.’s out-of-pocket deductible accumulator and guidance for local, affordable care.
By offering cash pricing options, ful.Health can help members navigate these scenarios, making more informed and cost-effective healthcare decisions. This flexibility can lead to significant savings and a better overall healthcare experience for members.