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ful. Health Introduces Innovative Solution to Help Group Health Plans Right-Size Healthcare Spending

For Immediate Release 3/13/2024 For many, group health insurance has become more overpriced and less accessible than ever. Now, a groundbreaking new platform called ful. Health is empowering members and employers to savvily navigate healthcare costs, allowing them to save money while maximizing the benefits of their coverage. Conceived by…

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Paying Top Dollar for First Dollar Coverage?

What deductibles say about health coverage value.   Skyrocketing Costs, Plummeting Value If there’s one constant in today’s healthcare marketplace, it’s that you don’t get what you pay for. Well into 2024, employers are struggling to pay rapidly inflating price tags on stagnant benefits, and the financial strain is affecting…

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Have Less than $3k in Health Savings? So Do Most Americans

Discover how ful is growing small health savings into big member wins. There’s a huge flaw in the way most Americans are paying for and receiving their healthcare coverage. And it all has to do with cost-sharing. Intended to increase plans’ efficiency, cost-sharing is when members pay for a small…

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Ful Taps Industry Veterans to Lead Sales Activity Ahead of App Release

Dubuque, Iowa — (December 12, 2023) To complete a successful year marked by significant growth and impactful platform enhancements, ful has announced that Trey Hinson and Dom Maggiore have joined its sales team as Head of Strategic Partnerships and Chief Revenue Officer, respectively. “Both veterans in the group health benefits…

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HSAs—The Benefit That Keeps on Benefitting

By: Dr. Bernie Saks President and CEO at ful. When the Health Savings Account (HSA) broke onto the healthcare scene in 2003, it provided plan members with a way to invest their income into a tax-free savings account for qualified health expenses.1 And these qualified expenses can range from vision,…

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Is Your Health a Lifetime Investment, Or Just Another Bill?

By: Dr. Bernie Saks President and CEO at ful. If you’re reading this blog, there’s a good chance you’re overpaying for your health insurance. But you’re not alone. In fact, about one third of working Americans overpay an average of $1,700 annually for their health coverage1—with nothing to show for…

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What a Recent Lawsuit Against Aetna Means for the Insurance Space

By: Dr. Bernie Saks President and CEO at ful. Ever wonder why people don’t trust health insurance companies?  It’s because the moment insurance companies receive their first premium payment, oftentimes, those premiums are used against the consumers. Too often, those payments, are used to cushion insurance companies’ profits. We’ve all…

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ful. and Quizzify Join Forces to Help Members Double Down on Healthcare Knowledge and Savings

Watch the complete presentation now! ful. is very excited to announce the launch of our innovative new operating system. The new system is designed to revolutionize the way money flows through the healthcare marketplace by pre-funding members’ health savings accounts (HSAs) and combining that with a plan that delivers savings…

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Quality, Affordability, Accessibility, Longevity: There Is a Health Benefits Solution That Works for All Stakeholders…

Keep reading—you may be surprised to learn that the answer is right under your nose.   It shouldn’t be a major shock to anyone—industry stakeholder or otherwise—that the U.S. healthcare system no longer works the way it was originally designed. With costs continuing to skyrocket, waste at an all-time high…

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Out of Control Rising Costs of Healthcare Impact Employers and Employees, Isn’t It Time to Get It Right for Everyone?

By: Dr. Bernie Saks, President & CEO at ful.   Whether moving into a new home, starting a new job, or changing health insurance coverage, transitions—even those made for the better—can be difficult. And oftentimes the perception of the new home, new job, or new insurance is based more upon…

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Discover how ful. is helping employer groups deliver more for less.

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BernDog, LLC

1755 Overview Court Dubuque, Iowa 52003

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563.581.0316